Resources and Links Use the PFEEF Employer ROI Calculator to estimate the return on investment for your organization. Measure your degree of financial distress/well-being with the Personal Financial Well-being Scale. Have the book? Access the Broke-Free Forever resource web site Broke-Free Forever downloads Download Pamela's FREE report: Why Budgets Fail. And how to create a money management plan that works. View Broke-Free Forever Table of Contents About the book: Broke-Free Forever One Sheet here Coming Soon! Broke-Free Forever and Financial Advisors Coming Soon! Broke-Free Forever and Employee Wellness Coming Soon! Broke-Free Forever and Financial Literacy